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Ant Financial－which owns a digital wallet service, a wealth management fund, and a micro loan platform,－is losing ground in the world's biggest digital-payments market and is therefore unlikely to conduct an IPO in 2017, reported news agency Bloomberg, citing sources with knowledge of the matter.

Ant's hit product Alipay, a digital wallet designed for settling payment on shopping sites of Alibaba Group Holding Ltd, has now extended new functions like lending, credit-scoring and on-demand services that many of its 870 million users globally rely on.

Another major change in the fourth version will be the stringent crackdown on illegal behavior in the securities market, as it not only stipulates the confiscation of illegal proceeds but also increased administrative punishments.

Any hotpot restaurant is only as good as its broth. Ao Ba Nian has taken this maxim and made it a focal point by using ingredients, such as the bones from pork and chicken and wild mushrooms that are slowly simmered for more than eight hours to release every ounce of their flavors.

Another challenge was paying their 100 employees, because their cash flow had been blocked by coronavirus-related supply disruptions.